(Updated 4.2026)
What MLS rules and regulations address septic system operating permits?
Agents should use the septic permit to display the number of bedrooms in a listing. However, if the public tax record bedroom count exceeds the septic permit, the agent may use the tax record bedroom count in the listing, but the discrepancy must be disclosed in the Public Remarks field. (See CVR 5.34)
How are sewer and septic systems defined in the MLS?
The Sewer/Septic selections in Matrix are picklist items under the Features tab in the input form. CVR MLS has several selections for this field:
Septic – Alternative
Septic – Conventional
Community – Sewer/Septic
Sewer – Public
None
Other - See Remarks
Unknown
If the number of bedrooms in tax records do not reflect the septic system operating permit information, how should I enter my listing into the MLS?
If the number of bedrooms in the property is lower than what is reflected on the septic operating permit, the listing agent may enter the lower number of bedrooms.
If the public tax record bedroom count exceeds the septic permit, the agent may use the tax record bedroom count in the listing, but the discrepancy must be disclosed in the Public Remarks field.
If I am a listing agent and the operating permit is unavailable, how do I enter the bedroom count into the MLS?
If the operating permit is unavailable, the seller may use the public tax record to determine the bedroom count that can be entered into the MLS.
May operating permits be attached as supplements to an MLS listing?
Yes, you may include the operating permit as a supplement to your Matrix listing.
If an owner modified their home to have less bedrooms than reflected on the tax records and the operating permit, how should the bedroom count be advertised in the MLS?
Under CVR MLS rules, the number of bedrooms may not exceed the number of bedrooms approved on the operating permit or reflected within the tax record. Therefore, a listing that has less bedrooms than indicated on the operating permit is permitted.
Do you have to disclose a limited capacity operating permit in the MLS?
While there is no specific requirement to disclose an operating permit with a limited occupancy restriction, the best practice is to disclose it in the public remarks and to the prospective purchaser.
How should additional bedrooms that exceed the septic system capacity/bedroom count set forth in the operating permit be advertised in the MLS?
CVR MLS Rule 5.34 states that the number of bedrooms displayed in the MLS may not exceed the number of bedrooms indicated on the approved septic permit or within the public tax records. Therefore, you cannot advertise a bedroom count that exceeds either of these sources. However, if the owner has obtained and recorded an operating permit with a limited occupancy restriction, then the bedroom count for the limited occupancy may be displayed and the listing agent should include a disclosure in the public remarks field.
Non-bedroom spaces, such as bonus rooms, playrooms, etc., may be added in the Room Info tab in Matrix. There are many Room Types selections in Matrix that can capture usage of non-bedroom spaces.
How should I identify in the MLS that the type of septic system is unknown to the Seller?
The listing agent is able to select “Other” as a picklist selection but must include appropriate language in the public remarks field when using that selection.
How should septic inspections be addressed in the CVR MLS As Is Addendum?
Septic system inspections are waived in the CVR MLS AS IS Addendum. If a prospective buyer wants a septic system inspection, the CVR MLS AS IS Addendum should not be utilized.
For further MLS assistance, please contact our team at [email protected] or (804) 422-5004.
For more information about the new Septic Inspections laws, visit the RAR website’s Septic Inspection Update page.
